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Personal Finance
Calm, intelligent control of your daily money.
Accounts, budgets, goals, and insights unified into a single, beautiful view of your financial life.
Capabilities
Designed for everyday clarity.
Unified accounts
Bank, card, and cash balances in one continuous ledger.
Adaptive budgets
Budgets that learn your real spending patterns over time.
Goals & savings
Project savings outcomes with realistic, returns-aware modeling.
AI insights
Quiet, useful nudges never noisy notifications.
Tax-aware view
Understand the after-tax impact of every income decision.
Private by default
Encrypted, role-aware, and fully under your control.
AI Copilot
Ask anything across your financial world.
Conversational intelligence built on your unified ledger grounded, auditable, and context-aware.
Copilot · grounded response
How much runway does my business have?
Based on current burn of $84,210/mo and cash position of $2.27M, your runway is 27 months. Treasury yield extends that to ~28.4 months.
Sources: Ledger · Portfolio · Cash accounts
Built for
ProfessionalsFreelancersStudentsNew families